Helping teachers master their money
As I get older, I realize each year how much I genuinely love December. I just get so excited for my goals in the next year, and I love the snow and holidays while you can still romanticize them, before SAD kicks in and it's just... cold and dark? Definitely not looking forward to all [...]
Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]
Photo by Katie Harp via Unsplash.com Disclaimer: This post contains a promo code for a savings app. I've been mulling over writing this, because it's made me feel a bit icky (I would clearly benefit from it monetarily) and the last thing I want to do is come off as self-serving or inauthentic to my [...]
Photo by Josh Appel via Unsplash.com A few weeks back, I posted this photo on my Instagram (which you should follow, by the way: @wrachelwrites): These categories (car, travel, and gifts) represent the 3 short-to-mid-term things I save up for on a monthly basis, and they are each a line in my budget. In the [...]
Photo from getrichslowly.org You guys know I love writing and talking about money with everyone in my life-- it's awesome to learn what my family & friends believe about money, what we all have in common, and what we all do differently. I often find everyone has something to teach me, and I absolutely love [...]
Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]
Photo by Code Mnml via Unsplash.com So, I've never talked about credit cards on my blog. I didn't even realize this until my friend wrote in for a Q & A, asking "Do you have a credit card, and if so, how do you use it?" I thought it warranted an entire post. In my [...]
Photo by Casey Horner via Unsplash.com When I told people I was moving to Washington D.C., they tended to give me some version of the same reaction: "That's expensive!" And they were right. My rent has increased almost $400/month, and I'm anticipating a lot small cost of living increases (gas, groceries, eating out) that will definitely [...]
Photo by Hayden Scott via Unplash.com Q: I need to get my financial life together. Where do I start? I'm going to be short with this and not beat you over the head with it, but you need to make a budget. It's difficult and it takes time, but it is worth it. Set aside [...]
Image by Paweł Czerwiński via Unsplash.com I visited my parents' home a few weeks back to celebrate my brother's birthday. I came through the front door, towing boxes from my car since I've been moving all my things there slowly. I walked through my routine of taking my boxes down the basement, talking to whoever's home [...]
Teachers Talk Money 