Photo by Hédi Benyounes via Unsplash.com In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]
Tag: grit
January Net Worth & Debt Update
Photo by Nicole Ditt via Unsplash.com With another month passed, I'm officially only 2 months (or 5 payments) away from becoming #debtfree. This process has been both humbling and inspiring. Sticking to a tight budget has shown me what I'm capable of doing with money and what is really worth spending on. It has also [...]
The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List
Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in. https://www.youtube.com/watch?v=rh6qxpP8nxE The [...]
What Will My Life Look Like #debtfree?
Photo by Kyle Glen via Unsplash.com For so long my debt repayment was entirely about running away from debt. Debt represented constraint, fear, and limitations. Whenever I focus on running away from something, I try to stop myself and consider: what am I running towards? The goal with debt is obviously elimination, but for what [...]
Why I’m Planning on Moving Home for Two Months
Photo by Breno Asis via Unsplash.com Some facts: my lease ends on June 30th, 2019. I won't be working by this point (I'm a teacher), but I will have some money saved to last me throughout the summer. As it stands, I only live about 15-20 minutes from my parents' home. I don't think I [...]
My Actual January 2019 Budget with Screenshots from my Everydollar App
Photo via Unsplash.com Happy New Year, everyone! Here's my updated budget for January 2019, with a bit of insight on how I'm getting out of debt just 3 months into the year. INCOME You may notice that my income has increased from my December budget. I haven't earned a higher salary, but I've decided to [...]
3 Things I Sacrifice to Repay Debt (and 3 Things I Don’t)
Photo via Unsplash.com HUGE life update: Based on how much money I'm able to put towards debt repayment, I'm projected to be debt free in May 2019!!! This is a #BFD (big f****** deal) because, when I started budgeting last summer, I wasn't projected to be debt free until September 2019. Slowly throughout the months, [...]
All My Goals for December 2018
I believe that we need to make changes as soon as we are inspired to, so as to not lose momentum. And despite its arbitrary nature, the start of the month can be an excellent time for this. Taking the time to reset on my budget inspires me to reset on every other aspect of [...]
On Work-Life Imbalance
Work-life balance: it's something that's at the forefront of discussion about careers and wellness-- especially for millenials and especially, I've noticed, for women. Certain careers, like teaching, not only encourage staying late and working at home, but often require it in order to meet the standard set for employees. And yet, since I've begun my [...]
Teachers Talk Money 