Helping teachers master their money
You guys, having my blog as a written account of my money for the past year is so crazy. I was looking back through my old posts, and I can't believe how much my life has changed, from what I actually earn and spend to my beliefs and values with money. I thought it'd be [...]
2020 is almost here-- and I haven't been so excited for a new year in a really long time. I don't know what it is, but I've always found that setting resolutions and goals for the year ahead felt arbitrary and not particularly motivating for me. But, at the same time, my life has always [...]
Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]
My & some of the best people I know at the most touristy waterfall in Iceland-- soaking it all in. Last summer, I took a week-and-a-half long road trip with my roommates to celebrate our graduation. Following typical college student habits, we made the trip extremely cheap. It was pretty awesome, driving up to Maine [...]
Photo by Casey Horner via Unsplash.com When I told people I was moving to Washington D.C., they tended to give me some version of the same reaction: "That's expensive!" And they were right. My rent has increased almost $400/month, and I'm anticipating a lot small cost of living increases (gas, groceries, eating out) that will definitely [...]
Photo by Hédi Benyounes via Unsplash.com In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]
Photo by Wu Yi via Unsplash.com As the month ends, I'm on my usual routine: editing my next month's budget, looking over my bills, and paying rent. This month, there's a new item on my list: reflecting on my experience with #DryJanuary. How I did, how being sober affected me (and my budget), and whether [...]
Photo by Autumn Goodman via Unsplash.com Minimalism and personal finance are far more connected than people might assume. Of course, minimalists generally buy fewer things. But how can the tenets of minimalism apply directly to personal finance? You might be surprised to hear that my first introduction to perspectives on debt freedom and investment was [...]
Photo by Tomasz Rynkiewicz via Unsplash.com I have a complicated relationship with alcohol. This makes me aggressively normal. My father is an alcoholic-- a long story and a fact that has affected my life tremendously. For this reason, I have been much less reckless with drinking than many of my friends. For this reason, I [...]
Photo via Thought Catalog on Unsplash.com If I had to choose a phrase to describe my financial education growing up, it would be: effectively nonexistent. If I had to choose a phrase to describe my self-education in personal finance when I was about to graduate college, it would be: contradictory advice amid my desperation. Fortunately, [...]
Teachers Talk Money 