Helping teachers master their money
It's touted by personal finance experts as the holy grail of money hacking: automation. It sounds so awesome, like a Tim Ferriss-style optimization hack that solves so many of those persistent overspending problems. And I have to say that this must be true for a ton of people, because it's such a commonplace money practice. [...]
I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money. But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]
This moment in our history has felt so surreal. To me, it has re-emphasized, on a very emotional and visceral level, the importance of understanding and having control of my money. This month, March 2020, marks one year since I (kind of) became debt-free. This is also the month, this year, where I finally completed [...]
It's that magical time of year again. And yet again, I did not take the advice of personal finance experts who say to adjust your tax withholdings in order to not get a refund. Don't misunderstand me, they are right. You should adjust your withholdings, because it's better to have your own money month-to-month instead [...]
It's almost one year since I've become debt-free (kind of), and I have to say, I'm loving all the ways my budget has changed in just one year. I love that I get to put so much towards savings, that I have more room to spend on food and things, and that I'm investing consistently. [...]
I'm excited to show you guys my progress this month, but not because it's a huge increase. In fact, I'm actually excited because I DIDN'T have amazing growth-- and it's really important to know that this is the reality sometimes. This is the slowest month I've had since I started tracking again back in September, [...]
Happy 2020 everyone! So many exciting things are happening this month. I'm starting my second semester of grad school, a new semester of teaching (our classes change half way through the year, so I get new students!), and perhaps most excitingly, I'm beginning a new online course!!! I haven't shared about this here yet, but [...]
You guys, having my blog as a written account of my money for the past year is so crazy. I was looking back through my old posts, and I can't believe how much my life has changed, from what I actually earn and spend to my beliefs and values with money. I thought it'd be [...]
Happy (almost) December! The holidays are nearly here and I am so, so excited for all of it-- especially for what 2020 has to bring! But before I get too ahead of myself in typical Rachel fashion, I'm taking a moment to take stock of my net worth. The Financial Diet (a favorite website of [...]
Photo by Toa Heftiba via Unsplash.com Back to monthly budget posts, and it feels so good! I missed giving you guys insight into my real monthly numbers. But recently, I've been feeling sort of stuck, money-wise. Take a look at my budget & thoughts below and let me know what you think! Income is staying the [...]
Teachers Talk Money 