Helping teachers master their money
2020 is almost here-- and I haven't been so excited for a new year in a really long time. I don't know what it is, but I've always found that setting resolutions and goals for the year ahead felt arbitrary and not particularly motivating for me. But, at the same time, my life has always [...]
Happy (almost) December! The holidays are nearly here and I am so, so excited for all of it-- especially for what 2020 has to bring! But before I get too ahead of myself in typical Rachel fashion, I'm taking a moment to take stock of my net worth. The Financial Diet (a favorite website of [...]
Photo by Cristian Escobar via Unsplash.com You guys-- it's official. It's been a year of me writing to you (almost) weekly, consistently baring my money wounds and slowly healing, paying down debt and building wealth. I am thrilled and truly surprised that I've stuck to something like this for a whole year. I mean it when [...]
Photo by Josh Appel via Unsplash.com A few weeks back, I posted this photo on my Instagram (which you should follow, by the way: @wrachelwrites): These categories (car, travel, and gifts) represent the 3 short-to-mid-term things I save up for on a monthly basis, and they are each a line in my budget. In the [...]
Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]
Photo by Hayden Scott via Unplash.com Q: I need to get my financial life together. Where do I start? I'm going to be short with this and not beat you over the head with it, but you need to make a budget. It's difficult and it takes time, but it is worth it. Set aside [...]
Photo by Victoria Strukovskaya via Unsplash.com Note: This post contains links to products. I am not sponsored by any of these companies. I am far from perfect when it comes to making sustainable choices. Even last year, I would use Ziploc bags for lunch everyday, in addition to a protein bar wrapped in waste. And a [...]
Photo by Hédi Benyounes via Unsplash.com In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]
Image by Toa Heftiba via Unsplash.com This is an exciting post for me to write, since my April budget was really fun to make. It's been a work in progress since I wrote about it in my post What Will My Life Look Like #debtfree? and now it looks entirely different, with changes in both income, [...]
Photo by Breno Asis via Unsplash.com Some facts: my lease ends on June 30th, 2019. I won't be working by this point (I'm a teacher), but I will have some money saved to last me throughout the summer. As it stands, I only live about 15-20 minutes from my parents' home. I don't think I [...]
Teachers Talk Money 